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Micro Loans – An Alternative For Personal Loans

Micro Loans – An Alternative For Personal Loans

Micro loans are a relatively new financial instrument and asset class, if you will, of their own. These are focused on both individuals and companies, and essentially provide them access to immediate loans with which they can use to invest however they see fit. But what they are, how do they work and how can they be effectively managed, to get the right benefit from personal financial management. What are micro loans and how do they work? Micro loans are loans that…

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What You Need to Know About Dividends

What You Need to Know About Dividends

Public companies are faced with two critical choices: 1) Deliver a share of your profits each year to your shareholders. 2) Keep all profits and reinvest them into the business. Theoretically, if the company is able to obtain superior profitability by reinvesting the profits that would otherwise be paid out to shareholders, then it should not pay dividends. On average, companies obtain a higher valuation by reinvesting their profits. However, shareholders achieve greater returns in the long run by being paid dividends on…

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Twelve things you should never reveal or say at work

Twelve things you should never reveal or say at work

Although one way to succeed in your career is to make contacts, this doesn’t imply that your life should be an “open book” since there are revelations that are certainly off limits. A strong professional network can be an immense help in a professional career, but you must recognize that there is a thin line that, when crossed, can bring you many inconveniences. With that being said, here’s a list of things that you should never say at work: 1. “I…

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Investing 101: Beginner Investing In the Stock Market (Part 2)

Investing 101: Beginner Investing In the Stock Market (Part 2)

Welcome back. Be sure To check Out Part 1 if you haven’t aready done so. Without further ado: Guidelines for Getting Started in Investing in the Stock Market We are going to list a series of guidelines that you must take into account to get you started in the investment world. It is imperative that you carry them out, because a lot of the success of the whole process depends on them. It does not mean that you’ll have a…

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Investing 101: Beginner Investing Guide For The Stock Market(Part 1)

Investing 101: Beginner Investing Guide For The Stock Market(Part 1)

The world of equity investing is available. You can access it and make a profit if you stick to the right strategy and timely assistance. The subject of investing is one that usually draws more attention than others. People view investing as if it’s some sort of strategy only understood and employed by the rich and the powerful. Not so. Investing doesn’t have to be hard. Today we are going to discuss the topic of investing, for those who really want to…

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Hallmarks of Personal Finance Responsibility

Hallmarks of Personal Finance Responsibility

Are you prepared to be in complete control of your finances? Maintaining personal finance is a major factor in personal success. The information contained in this article can allow you to take back control of your finances, set goals, and get more bang for your buck. Yes, some of it seems general and obvious, but you’d be surprised by how many people don’t even know the basics. The most important factor in successful personal finance is effective money management. You…

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