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Tag: saving

How To Fix Your Credit Yourself

How To Fix Your Credit Yourself

Credit Repair: How to Help Yourself “Credit problems? No problem!” “We can permanently remove from your file of bankruptcies, judgments, liens and unpaid loans!” “We can erase your bad credit history – 100% guaranteed” “Create a new credit identity legally!” Do yourself a favor, and save some money. In fact, lawyers working at the Federal Trade Commission (FTC), the national consumer protection agency, say they have never seen a legitimate credit repair operation make such statements. The truth is that there…

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The Basics Of Investing In Gold

The Basics Of Investing In Gold

More knowledgeable investors know that investing in gold is a safe bet because its value is never diminished. In addition, when investing there are many ways to do so, so different investor find the formula that suits them best. For example, financial institutions, governments and investors with enough money often prefer to buy physical gold. Of course, they have to make sure that they don’t lose it. Another less risky way, because it is not necessary to have it physically, is…

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6 Common Mistakes When Developing Financial Budgets for a Company

6 Common Mistakes When Developing Financial Budgets for a Company

There is no doubt that for a company to have the capacity to grow, it must have efficient management of its financial resources. Implementing the practice of preparing budgets is a way to ensure that your organization will be taking advantage of resources efficiently, and that the company will be able to meet current and future commitments. This is a way to visualize the possible scenarios that can be present both internally in the organization and in the market in…

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You Need An Emergency Fund

You Need An Emergency Fund

Once we have a personal budget and we have adjusted our expenses, our next mission is to create an emergency fund. The Emergency Fund is an amount of money saved in an account or deposit that is available and that we will only use to cover these expenses that arise unexpectedly. In our day to day we encounter unforeseen situations. We crash the car, we have to replace the washing machine, we get sick, we lose our job etc… All these situations are costly and…

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Money Mistakes: Living Check to Check

Money Mistakes: Living Check to Check

Now to be fair, it’s true that there are people who have to support a family and their incomes are so tight that it’s just not possible to save enough money to get out of the check-to-check cycle. But in many cases this situation occurs in people who just don’t take advantage of financial planning. If they made twice as much money they would still not make ends meet because they would find new places to spend that extra money. The problem…

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4 Simple Tips for Preparing for Retirement

4 Simple Tips for Preparing for Retirement

When an individual thinks about saving for retirement, he often doesn’t know where to start. Because people usually start thinking about retirement decades before they are old, one usually has no idea  how much money they should be saving (or spending). You can get general retirement advice anywhere, and I used to think these articles were a waste of space But then I realized that what may seem basic advice to me, is completely new to millions more. So with…

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